Prudent investors focused on steadily building wealth have moved beyond traditional stocks and bonds toward alternative investment opportunities that offer solid rates of return, but are less susceptible to market fluctuations.
ZINC believes that the opportunity to invest in collateral-backed real estate loans occupies a unique position both offering principal protection coupled with high yields and consistent income.
ZINC has excelled as the premier private money lender for investment rehab lending while providing investors with an attractive, risk-adjusted investment by acting as a capital provider to these borrowers. With hundreds of millions in private loans funded, all with annual yields of between 8-9 and a loss ratio of less than ¼%, there is a demonstrated history of the solid performance of ZINC’s lending platform.
ZINC’s loan products are not subprime hard money loans to distressed people; rather ZINC’s average borrower has prime credit, a solid cash down payment, and extensive exposure to real estate. Simply put, these are solid borrowers who are willing to pay higher rates for ZINC’s ability to finance distressed properties with speed and efficiency, something conventional banks are typically prohibited to lend on.
ZINC Financial, Inc. is a licensed lender with the State of California (License #6073431) and is regularly inspected and audited by the State’s Department of Financial Protection and Innovation.
* As of 2020, all experienced default events have been cured successfully.
Note: The facts and figures contained herein are representative of ZINC Financial, Inc. Past performance is not a guarantee of future results.
