Founded in 2006 by real estate veteran and entrepreneur, Todd Pigott, ZINC was established to serve as the premier private money lender for real estate entrepreneurs seeking speed, reliability, and consulting experience.
ZINC offers accredited investors the opportunity to participate in these first-lien collateral-backed real estate loans via trust deed investments. There is also a strong alignment of interest, as ZINC’s principals actively invest alongside investors in these loans.
ZINC effectively loans to real estate investors who buy, rehab, and re-sell distressed properties. The borrowed funds are used to quickly purchase houses before their competition and finance the necessary repairs. Upon completion, the properties are typically sold for a quick, significant profit. Real estate investors pay a premium to utilize ZINC’s funds, as they are more concerned with the speed and reliability of capital rather than the underlying costs.
As a result, a trust deed investor benefits from both higher interest rates and short duration loans that are often written for less than 12 months. ZINC believes that in addition to meaningful investor benefits, trust deed investments create a symbiotic relationship with the real estate entrepreneurs, allowing them to pursue opportunities to rehabilitate homes in the neighborhoods where we live and work.
- Provides loan capital
- Trust deed holder
- Unites the capital source and borrower
- Underwrite and service
of the Lien
- Seek financing to purchase distressed property to rehab
3rd party granted the power to enact foreclosure on behalf of the lender in the unlikely event the borrower defaults