Todd Pigott

In a word, Todd is passionate about the private money equity space. Previously, over an 18-year period, he held the position of President of one of the largest interior and exterior maintenance companies in the central valley employing over 400 individuals. Sold in 2006 to a private equity firm in New York, he now devotes all of his time and energy to his passion for private money lending.

Today he presides over ZINC’s four separate entities, all involved in the private equity space. ZINC is a licensed lender, not a broker, and we have our personal funds invested in the space our investors consider. This is a rare difference in the ZINC brand. To date, ZINC has originated hundreds of millions of dollars in private money loans, with a loss ratio of less than 1/8%. We oversee millions of dollars of private equity loans every day and fund millions monthly.

All Loans originated by ZINC are secured by a 1st position lien against the underlying collateral. Typically, ZINC focuses on secure branches of lending just outside the bank space. All of our borrowers, whether real estate or auto, are required to participate financially in the transaction with hard cash, creating a real alignment of interest in the transaction.