$50,000
Minimum Investment
20%
Federal Tax Deduction
8%
Average Annual Yield
Income Fund
Backed By Real Estate
18
Year Track Record
Monthly
Cash Distributions
The ZINC Income Fund
The ZINC Income Fund offers a compelling investment opportunity with attractive risk-adjusted returns. Designed for those seeking passive investment options, this fund provides a balanced approach to wealth growth, ensuring stability and consistent performance.
The ZINC Income Fund offers a compelling investment opportunity with attractive risk-adjusted returns. Designed for those seeking passive investment options, this fund provides a balanced approach to wealth growth, ensuring stability and consistent performance.
Your Investment, BACKED BY OUR STRATEGY
Provide short term loans in a niche real estate market, with a current average loan duration of 7- to 9-months and a current average rate of 11.5%
Focus on borrowers in non-judicial states in the West, South and Midwest where real estate has historically been more stable.
Target prime borrowers with a FICO score above 660, and maintain an average score of over 700 in the fund
Service all loans in house to ensure timely payments. Our average default rate is less than 3% and we foreclose on less than.
By adhering to ZINC’s strict underwriting guidelines, loans in the fund meet the targeted risk profile.
What Makes ZINC Income Fund A
Worthy Investment Type?
Attractive Current Yield
Rates to borrowers range from 10.5% to 13%
Average 8% cash distributions to investors since inception, paid monthly
Protection of Principal
1st position lien on underlying collateral
Liquidity available after 12-month lock up period
Mitigation of Risk
ZINC Principal is invested alongside fund investors
Loan maturity average of 7- to 9-months
Average loan to purchase price of 80%
Average loan to purchase after repaired value of 60%
Tax Benefits
Investors receive a 20% federal tax deduction on all distributions
Investors are taxed in their state of residence, not in the state the fund operates
No UBIT for tax exempt vehicle investments
About ZINC & Team
Founded in 2006, ZINC Financial is a California-based specialty licensed lender that originates private money loans to individuals in the real estate rehab and resale business.
ZINC manages and executes all aspects of the underwriting and loan servicing processing in-house with the exception of title and escrow.
ZINC Track Record
8.04%
Distribution Yield Since Inception
1,600+
Loans Funded
≈$1 Billion
Total Amount Funded
$350K
Average Loan Size
$0
Total Investor
Losses
75%
Of Loan Volume in California
Diversify Your Portfolio with Zinc Income Fund:
the smarter way to generate steady income
Don’t miss out on attractive returns.
Invest confidently today.
© 2024 ZINC. All rights reserved